This season, many Americans will give and receive gifts and celebrate the holidays. One thing many don’t expect? Messages from their healthcare providers that their coverage has changed. If you’d like to keep your doctor in 2020, or simply save on healthcare, there may be something you can do — and even if you are happy with your policy and have had it for years, there may be changes you aren’t aware of. It’s always worth checking into, so read on to learn what options you have during the open enrollment season.
- Buy directly. Going through an independent agent online can save time and money.
- Check to see if your income qualifies you for a premium tax credit through Healthcare.gov.
- Shop on the exchange for your state. This can be much more cost-effective than purchasing a plan through the Marketplace.
- Be honest about what your healthcare costs will be. Though a low cost plan may be tempting, if it will cost you more in the long run, it isn’t worth the savings up front.
- Call your doctors. If you have appointments scheduled for 2020, call them and make sure they are still covered at the same rate so you don’t have any surprises.
- Request generic medications. This can save you hundreds over the course of the year.
Don’t leave money on the table when it comes to healthcare. Ready to make a change? Request a quote in minutes or contact us today.